/* ══════════════════════════════════════════════
   FINANCEHUB PRO V2 — style.css
   Ultra-premium glassmorphism dark fintech UI
══════════════════════════════════════════════ */

/* ── Tokens ── */
:root {
  --bg1: #020817; --bg2: #080f1f; --bg3: #0d1630;
  --glass:   rgba(255,255,255,0.038);
  --glass-h: rgba(255,255,255,0.064);
  --glass-s: rgba(255,255,255,0.10);
  --border:   rgba(255,255,255,0.07);
  --border-h: rgba(255,255,255,0.15);

  --blue:   #4f9eff; --violet: #9d7df8; --green: #22c97a;
  --amber:  #f5a623; --pink:   #f06bc4; --cyan:  #18d9ec;
  --red:    #f87171; --teal:   #2dd4bf; --orange: #fb923c;

  --text1: #edf2ff; --text2: #6b82a8; --text3: #344563;

  --nav-h: 64px;
  --r:     16px;
  --r-lg:  22px;
  --ff-d: 'Outfit', sans-serif;
  --ff-b: 'Plus Jakarta Sans', sans-serif;
  --ease: cubic-bezier(.4,0,.2,1);
}

[data-theme="light"] {
  --bg1: #f0f4ff; --bg2: #e6ecf8; --bg3: #dce5f5;
  --glass:   rgba(255,255,255,0.60);
  --glass-h: rgba(255,255,255,0.82);
  --glass-s: rgba(255,255,255,0.94);
  --border:   rgba(79,100,200,0.14);
  --border-h: rgba(79,100,200,0.32);
  --text1: #080e24; --text2: #384d70; --text3: #8fa0c0;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  background: var(--bg1); color: var(--text1);
  font-family: var(--ff-b); font-size: 15px; line-height: 1.6;
  min-height: 100vh; overflow-x: hidden;
  transition: background .35s, color .25s;
}
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
input[type=number]::-webkit-inner-spin-button,
input[type=number]::-webkit-outer-spin-button { -webkit-appearance: none; }
input[type=number] { -moz-appearance: textfield; }
::-webkit-scrollbar { width: 4px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: rgba(79,158,255,.22); border-radius: 4px; }
button { cursor: pointer; font-family: var(--ff-b); }

/* ── Ambient ── */
.amb { position: fixed; inset: 0; z-index: 0; pointer-events: none; overflow: hidden; }
.blob { position: absolute; border-radius: 50%; filter: blur(110px); animation: bDrift ease-in-out infinite alternate; }
.b1 { width: 700px; height: 700px; background: radial-gradient(circle,#1e3a8a38,transparent 70%); top: -220px; left: -160px; animation-duration: 24s; }
.b2 { width: 540px; height: 540px; background: radial-gradient(circle,#7c3aed30,transparent 70%); bottom: -180px; right: -100px; animation-duration: 19s; animation-delay: -6s; }
.b3 { width: 400px; height: 400px; background: radial-gradient(circle,#06554024,transparent 70%); top: 44%; left: 44%; animation-duration: 28s; animation-delay: -13s; }
[data-theme="light"] .blob { opacity: .28; }
@keyframes bDrift { 0% { transform: translate(0,0) scale(1); } 100% { transform: translate(55px,40px) scale(1.1); } }

body::before {
  content: ''; position: fixed; inset: 0; z-index: 1; pointer-events: none;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.04'/%3E%3C/svg%3E");
  opacity: .45;
}
body::after {
  content: ''; position: fixed; inset: 0; z-index: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(79,158,255,.022) 1px, transparent 1px),
    linear-gradient(90deg, rgba(79,158,255,.022) 1px, transparent 1px);
  background-size: 54px 54px;
}

#app { position: relative; z-index: 2; min-height: 100vh; display: flex; flex-direction: column; }

/* ══════════ ONBOARDING ══════════ */
.onboard-overlay {
  position: fixed; inset: 0; z-index: 9000;
  display: flex; align-items: center; justify-content: center;
  background: rgba(2,8,23,.9); backdrop-filter: blur(14px);
}
.onboard-overlay.hidden { display: none; }
.ob-card {
  background: var(--bg2); border: 1px solid var(--border);
  border-radius: 28px; padding: 48px 40px; max-width: 520px; width: 90%;
  text-align: center; animation: pIn .4s var(--ease);
}
.ob-icon { font-size: 56px; margin-bottom: 18px; }
.ob-step { font-size: 10.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); margin-bottom: 8px; }
.ob-h { font-family: var(--ff-d); font-size: 24px; font-weight: 700; letter-spacing: 0em; margin-bottom: 12px; }
.ob-p { font-size: 14.5px; color: var(--text2); line-height: 1.75; margin-bottom: 28px; }
.ob-dots { display: flex; justify-content: center; gap: 8px; margin-bottom: 28px; }
.ob-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--border); transition: all .25s; }
.ob-dot.on { background: var(--blue); width: 22px; border-radius: 4px; }
.ob-actions { display: flex; gap: 10px; justify-content: center; }
.ob-skip { padding: 11px 20px; border-radius: 30px; background: var(--glass); border: 1px solid var(--border); color: var(--text2); font-size: 13px; font-weight: 600; transition: all .2s; }
.ob-skip:hover { color: var(--text1); }
.ob-next { padding: 11px 26px; border-radius: 30px; background: linear-gradient(135deg,var(--blue),var(--violet)); color: #fff; font-size: 13px; font-weight: 700; border: none; box-shadow: 0 4px 18px rgba(79,158,255,.35); transition: all .2s; }
.ob-next:hover { transform: translateY(-1px); box-shadow: 0 7px 24px rgba(79,158,255,.5); }

/* ══════════ NAVBAR ══════════ */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 500;
  height: var(--nav-h);
  background: rgba(2,8,23,.76); backdrop-filter: blur(28px); -webkit-backdrop-filter: blur(28px);
  border-bottom: 1px solid var(--border); transition: background .3s;
}
[data-theme="light"] .nav { background: rgba(240,244,255,.82); }
.nav-in { max-width: 1320px; margin: 0 auto; padding: 0 24px; height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 14px; }
.nav-brand { display: flex; align-items: center; gap: 9px; cursor: pointer; flex-shrink: 0; }
.gem {
  width: 34px; height: 34px; border-radius: 9px;
  background: linear-gradient(140deg,var(--blue),var(--violet));
  display: flex; align-items: center; justify-content: center;
  font-size: 15px; font-weight: 800; color: #fff; font-family: var(--ff-d);
  box-shadow: 0 0 18px rgba(79,158,255,.32);
  animation: gemGlow 3.5s ease-in-out infinite;
}
@keyframes gemGlow { 0%,100% { box-shadow: 0 0 18px rgba(79,158,255,.32); } 50% { box-shadow: 0 0 32px rgba(79,158,255,.62); } }
.brand-t { font-family: var(--ff-d); font-size: 16px; font-weight: 700; letter-spacing: 0em; }
.brand-t em { font-style: normal; color: var(--blue); }
.brand-t sup { font-size: 8px; opacity: .38; font-weight: 400; vertical-align: super; }

.nav-links { display: flex; gap: 2px; }
.nl { display: block; padding: 6px 13px; border-radius: 30px; font-size: 13px; font-weight: 500; color: var(--text2); cursor: pointer; transition: all .2s; border: 1px solid transparent; }
.nl:hover, .nl.on { color: var(--text1); background: var(--glass); border-color: var(--border); }
.nl.on { color: var(--blue); }
.nav-badge { display: inline-block; background: var(--blue); color: #fff; font-size: 9px; padding: 1px 5px; border-radius: 8px; vertical-align: middle; margin-left: 3px; }

.nav-r { display: flex; align-items: center; gap: 7px; flex-shrink: 0; }

/* Currency */
.cur-w { position: relative; }
.cur-btn { display: flex; align-items: center; gap: 5px; padding: 6px 12px; border-radius: 30px; background: var(--glass); border: 1px solid var(--border); color: var(--text2); font-size: 11.5px; font-weight: 600; transition: all .2s; }
.cur-btn:hover { border-color: var(--blue); color: var(--blue); }
.cur-drop { position: absolute; top: calc(100% + 7px); right: 0; background: var(--bg2); border: 1px solid var(--border); border-radius: 13px; min-width: 130px; display: none; z-index: 100; box-shadow: 0 18px 48px rgba(0,0,0,.45); overflow: hidden; }
.cur-drop.open { display: block; animation: ddSlide .14s ease; }
@keyframes ddSlide { from { opacity: 0; transform: translateY(-5px); } to { opacity: 1; transform: none; } }
.cur-opt { padding: 9px 14px; font-size: 12.5px; font-weight: 500; color: var(--text2); cursor: pointer; transition: background .15s; display: flex; align-items: center; gap: 7px; }
.cur-opt:hover { background: var(--glass); color: var(--text1); }
.cur-opt.on { color: var(--blue); background: rgba(79,158,255,.07); }

.ico-btn { width: 34px; height: 34px; border-radius: 50%; border: 1px solid var(--border); background: var(--glass); color: var(--text2); font-size: 14px; display: flex; align-items: center; justify-content: center; transition: all .2s; }
.ico-btn:hover { border-color: var(--blue); color: var(--blue); transform: rotate(16deg); }
.hamburger { display: none; border-radius: 9px; }

.auth-btn { display: flex; align-items: center; gap: 7px; padding: 7px 14px; border-radius: 30px; border: 1px solid var(--border); background: var(--glass); color: var(--text1); font-size: 12.5px; font-weight: 600; transition: all .2s; }
.auth-btn:hover { border-color: var(--blue); background: rgba(79,158,255,.1); }
.auth-btn.signed-in { border-color: var(--green); }
.auth-avatar { width: 22px; height: 22px; border-radius: 50%; object-fit: cover; }

/* ══════════ PAGES ══════════ */
.page { display: none; flex: 1; padding-top: var(--nav-h); }
.page.on { display: block; animation: pIn .25s ease forwards; }
@keyframes pIn { from { opacity: 0; } to { opacity: 1; } }

/* ══════════ HERO ══════════ */
.hero {
  min-height: calc(100vh - var(--nav-h));
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center; padding: 80px 24px 50px;
}
.hero-pill {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 5px 16px; border-radius: 30px;
  background: rgba(79,158,255,.1); border: 1px solid rgba(79,158,255,.22);
  color: var(--blue); font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  margin-bottom: 28px; animation: fu .6s .05s both;
}
.pulse-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--blue); animation: pulse 2s ease-in-out infinite; flex-shrink: 0; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: .15; } }
.hero-h { font-family: var(--ff-d); font-size: clamp(34px,6.5vw,72px); font-weight: 700; letter-spacing: 0em; line-height: 1.15; padding-bottom: 8px; margin-bottom: 26px; animation: fu .6s .12s both; }
.grad-text {
  background: linear-gradient(125deg,var(--blue) 0%,var(--violet) 40%,var(--cyan) 80%,var(--blue) 100%);
  background-size: 200% auto;
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
  display: block;
  animation: gradSweep 5s linear infinite;
}
@keyframes gradSweep { 0% { background-position: 0% center; } 100% { background-position: 200% center; } }
.hero-p { font-size: 16px; color: var(--text2); max-width: 560px; margin: 0 auto 42px; line-height: 1.78; animation: fu .6s .2s both; }
.hero-btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; animation: fu .6s .28s both; margin-bottom: 52px; }
.btn-primary { padding: 13px 28px; border-radius: 50px; background: linear-gradient(135deg,var(--blue),var(--violet)); color: #fff; font-size: 14px; font-weight: 700; border: none; box-shadow: 0 6px 26px rgba(79,158,255,.36); transition: all .22s var(--ease); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 34px rgba(79,158,255,.52); }
.btn-secondary { padding: 12px 24px; border-radius: 50px; background: var(--glass); border: 1px solid var(--border); color: var(--text1); font-size: 14px; font-weight: 600; backdrop-filter: blur(12px); transition: all .22s; }
.btn-secondary:hover { background: var(--glass-h); transform: translateY(-2px); }

.hero-stats { display: flex; gap: 28px; justify-content: center; flex-wrap: wrap; animation: fu .6s .34s both; margin-bottom: 48px; }
.h-stat { text-align: center; }
.h-sv { font-family: var(--ff-d); font-size: 28px; font-weight: 700; letter-spacing: 0em; background: linear-gradient(135deg,var(--blue),var(--cyan)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.h-sl { font-size: 11.5px; color: var(--text2); font-weight: 500; }
.stat-sep { width: 1px; height: 36px; background: var(--border); align-self: center; }

.ticker-bar { width: 100%; overflow: hidden; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 10px 0; animation: fu .6s .4s both; }
.ticker-t { display: flex; gap: 0; white-space: nowrap; animation: ticker 30s linear infinite; }
.ticker-t:hover { animation-play-state: paused; }
.t-item { display: inline-flex; align-items: center; gap: 7px; padding: 0 26px; font-size: 12px; font-weight: 600; color: var(--text2); border-right: 1px solid var(--border); }
.t-dot { width: 5px; height: 5px; border-radius: 50%; flex-shrink: 0; }
.t-val { color: var(--text1); }
@keyframes ticker { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }
@keyframes fu { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: none; } }

/* ══════════ SECTION ══════════ */
.sec { max-width: 1320px; margin: 0 auto; padding: 64px 24px; }
.sec-lbl { font-size: 10.5px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--blue); margin-bottom: 8px; }
.sec-h { font-family: var(--ff-d); font-size: clamp(22px,3.5vw,38px); font-weight: 700; letter-spacing: 0em; line-height: 1.35; padding-bottom: 6px; margin-bottom: 10px; }
.sec-p { font-size: 14px; color: var(--text2); margin-bottom: 44px; }

/* ══════════ CALC CARD GRID ══════════ */
.c-grid { display: grid; grid-template-columns: repeat(auto-fill,minmax(268px,1fr)); gap: 16px; position: relative; z-index: 3; }
.c-card {
  background: var(--glass); backdrop-filter: blur(22px); -webkit-backdrop-filter: blur(22px);
  border: 1px solid var(--border); border-radius: var(--r-lg); padding: 24px;
  cursor: pointer !important;
  pointer-events: all !important;
  transition: border-color .26s var(--ease), transform .26s var(--ease), box-shadow .26s var(--ease);
  position: relative;
  z-index: 1;
  overflow: hidden; display: flex; flex-direction: column; gap: 11px;
  animation: cIn .4s var(--ease) forwards;
  -webkit-user-select: none; user-select: none;
}
.c-card::before { content: ''; position: absolute; inset: 0; background: radial-gradient(circle at 85% 10%,rgba(79,158,255,.06),transparent 60%); opacity: 0; transition: opacity .3s; pointer-events: none; }
.c-card:hover { transform: translateY(-5px); border-color: var(--border-h); box-shadow: 0 18px 50px rgba(0,0,0,.3); }
.c-card:hover::before { opacity: 1; }
/* Per-card accent glow on hover (V1 signature effect) */
.iblue:hover   { box-shadow: 0 18px 50px rgba(79,158,255,.18) !important; }
.iviolet:hover { box-shadow: 0 18px 50px rgba(157,125,248,.18) !important; }
.iamber:hover  { box-shadow: 0 18px 50px rgba(245,166,35,.18) !important; }
.irose:hover   { box-shadow: 0 18px 50px rgba(240,107,196,.18) !important; }
.icyan:hover   { box-shadow: 0 18px 50px rgba(24,217,236,.18) !important; }
.igreen:hover  { box-shadow: 0 18px 50px rgba(34,201,122,.18) !important; }
.iteal:hover   { box-shadow: 0 18px 50px rgba(45,212,191,.18) !important; }
.ired:hover    { box-shadow: 0 18px 50px rgba(248,113,113,.18) !important; }
.iorange:hover { box-shadow: 0 18px 50px rgba(251,146,60,.18) !important; }
@keyframes cIn { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }
.cc-top { display: flex; align-items: flex-start; justify-content: space-between; }
.cc-icon { width: 48px; height: 48px; border-radius: 13px; display: flex; align-items: center; justify-content: center; font-size: 21px; position: relative; }
.cc-icon::after { content: ''; position: absolute; inset: 0; border-radius: inherit; background: inherit; filter: blur(16px) saturate(1.4); opacity: .4; z-index: -1; }
.cc-arr { width: 28px; height: 28px; border-radius: 50%; background: var(--glass); border: 1px solid var(--border); display: flex; align-items: center; justify-content: center; font-size: 12px; color: var(--text3); transition: all .22s; flex-shrink: 0; }
.c-card:hover .cc-arr { background: var(--blue); border-color: var(--blue); color: #fff; transform: rotate(45deg); }
.cc-h { font-family: var(--ff-d); font-size: 17px; font-weight: 600; letter-spacing: 0em; line-height: 1.35; }
.cc-p { font-size: 12.5px; color: var(--text2); line-height: 1.58; flex: 1; }
.cc-tags { display: flex; gap: 6px; flex-wrap: wrap; }
.cc-tag { padding: 2px 8px; border-radius: 20px; font-size: 9.5px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; background: var(--glass); border: 1px solid var(--border); color: var(--text2); }
/* Icon gradients */
.iblue   .cc-icon { background: linear-gradient(135deg,#1e3a8a,#4f9eff); }
.iviolet .cc-icon { background: linear-gradient(135deg,#6d28d9,#9d7df8); }
.iamber  .cc-icon { background: linear-gradient(135deg,#92400e,#f5a623); }
.irose   .cc-icon { background: linear-gradient(135deg,#9d174d,#f06bc4); }
.icyan   .cc-icon { background: linear-gradient(135deg,#0e7490,#18d9ec); }
.igreen  .cc-icon { background: linear-gradient(135deg,#064e3b,#22c97a); }
.iteal   .cc-icon { background: linear-gradient(135deg,#134e4a,#2dd4bf); }
.ired    .cc-icon { background: linear-gradient(135deg,#7f1d1d,#f87171); }
.iorange .cc-icon { background: linear-gradient(135deg,#7c2d12,#fb923c); }

/* ══════════ GUIDE GRID ══════════ */
.guide-grid { display: grid; grid-template-columns: repeat(auto-fill,minmax(220px,1fr)); gap: 14px; }
.guide-card { background: var(--glass); backdrop-filter: blur(16px); border: 1px solid var(--border); border-radius: var(--r); padding: 20px; cursor: pointer; transition: all .22s; animation: cIn .4s var(--ease) both; }
.guide-card:hover { transform: translateY(-4px); border-color: var(--border-h); box-shadow: 0 12px 36px rgba(0,0,0,.25); }
.guide-emoji { font-size: 28px; margin-bottom: 10px; }
.guide-h { font-family: var(--ff-d); font-size: 14.5px; font-weight: 700; letter-spacing: 0em; margin-bottom: 6px; }
.guide-p { font-size: 12px; color: var(--text2); line-height: 1.55; }

/* ══════════ DETAIL PAGE ══════════ */
.detail-wrap { max-width: 1320px; margin: 0 auto; padding: 30px 24px 88px; }
.bcrumb { display: flex; align-items: center; gap: 7px; font-size: 12px; color: var(--text3); margin-bottom: 28px; }
.bcrumb a { cursor: pointer; transition: color .2s; }
.bcrumb a:hover { color: var(--blue); }
.bcrumb span { font-size: 9px; }
.d-head { margin-bottom: 32px; }
.d-badge { display: inline-flex; align-items: center; gap: 7px; padding: 4px 13px; border-radius: 20px; font-size: 10px; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; margin-bottom: 10px; }
.d-h1 { font-family: var(--ff-d); font-size: clamp(22px,4vw,38px); font-weight: 700; letter-spacing: 0em; line-height: 1.35; padding-bottom: 6px; margin-bottom: 7px; }
.d-p { font-size: 14px; color: var(--text2); }

.d-body { display: grid; grid-template-columns: 348px 1fr; gap: 20px; align-items: start; }

/* Input panel */
.inp-panel {
  background: var(--glass); backdrop-filter: blur(24px); -webkit-backdrop-filter: blur(24px);
  border: 1px solid var(--border); border-radius: var(--r-lg); padding: 24px;
  position: sticky; top: calc(var(--nav-h) + 18px);
}
.pan-ttl { font-size: 10.5px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--text2); margin-bottom: 20px; padding-bottom: 12px; border-bottom: 1px solid var(--border); }
.f-row { margin-bottom: 16px; }
.f-top { display: flex; justify-content: space-between; align-items: center; font-size: 10.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--text2); margin-bottom: 6px; }
.f-badge { font-size: 11px; font-weight: 700; padding: 2px 7px; border-radius: 5px; background: var(--glass); border: 1px solid var(--border); color: var(--blue); letter-spacing: normal; text-transform: none; }
.f-iw { position: relative; }
.f-pre { position: absolute; left: 12px; top: 50%; transform: translateY(-50%); color: var(--text2); font-size: 13px; font-weight: 600; pointer-events: none; z-index: 1; }
.f-suf { position: absolute; right: 12px; top: 50%; transform: translateY(-50%); color: var(--text2); font-size: 11.5px; pointer-events: none; }
.f-in {
  width: 100%; background: rgba(255,255,255,.038);
  border: 1.5px solid var(--border); border-radius: 11px;
  padding: 11px 12px 11px 34px;
  color: var(--text1); font-size: 15px; font-weight: 600; font-family: var(--ff-b);
  outline: none; transition: all .22s;
}
.f-in.np { padding-left: 12px; }
.f-in.hs { padding-right: 34px; }
.f-in:focus { border-color: var(--blue); background: rgba(79,158,255,.06); box-shadow: 0 0 0 3px rgba(79,158,255,.11); }
[data-theme="light"] .f-in { background: rgba(255,255,255,.68); }
.f-range {
  width: 100%; height: 4px; border-radius: 3px;
  -webkit-appearance: none; appearance: none;
  background: var(--border); outline: none; cursor: pointer; margin-top: 7px;
}
.f-range::-webkit-slider-thumb { -webkit-appearance: none; width: 16px; height: 16px; border-radius: 50%; cursor: pointer; border: 2.5px solid var(--bg1); box-shadow: 0 2px 7px rgba(0,0,0,.3); transition: transform .15s; }
.f-range:hover::-webkit-slider-thumb { transform: scale(1.25); }
.f-range::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; border: 2.5px solid var(--bg1); cursor: pointer; }

.go-btn { width: 100%; padding: 13px; border-radius: 12px; font-size: 14px; font-weight: 700; border: none; transition: all .22s; letter-spacing: .02em; margin-top: 6px; position: relative; overflow: hidden; color: #fff; }
.go-btn::after { content: ''; position: absolute; inset: 0; background: rgba(255,255,255,.08); opacity: 0; transition: opacity .2s; }
.go-btn:hover::after { opacity: 1; }
.go-btn:hover { transform: translateY(-1px); }
.go-btn:active { transform: translateY(1px); }

/* Results */
.res-area { display: flex; flex-direction: column; gap: 16px; }
.res-ph { background: var(--glass); backdrop-filter: blur(16px); border: 1.5px dashed var(--border); border-radius: var(--r-lg); padding: 64px 24px; text-align: center; color: var(--text3); }
.ph-em { font-size: 48px; margin-bottom: 12px; opacity: .4; }
.ph-tx { font-size: 14px; color: var(--text2); line-height: 1.6; }
.ph-tx strong { color: var(--text1); }

/* Metric grid */
.m-grid { display: grid; grid-template-columns: repeat(auto-fill,minmax(158px,1fr)); gap: 11px; }
.m-card {
  background: var(--glass); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
  border: 1px solid var(--border); border-radius: var(--r); padding: 16px;
  transition: all .22s; animation: mIn .36s var(--ease) both;
}
.m-card:hover { border-color: var(--border-h); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,0,0,.16); }
.m-card.feat { border-color: rgba(79,158,255,.3); background: rgba(79,158,255,.065); }
@keyframes mIn { from { opacity: 0; transform: translateY(8px) scale(.98); } to { opacity: 1; transform: none; } }
.m-lbl { font-size: 9.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--text3); margin-bottom: 6px; }
.m-val { font-family: var(--ff-d); font-size: clamp(15px,2.2vw,20px); font-weight: 700; letter-spacing: 0em; line-height: 1.3; padding-bottom: 3px; margin-bottom: 3px; }
.m-sub { font-size: 10px; color: var(--text3); }

/* Chart card */
.ch-card { background: var(--glass); backdrop-filter: blur(16px); border: 1px solid var(--border); border-radius: var(--r-lg); padding: 24px; animation: mIn .4s .06s both; }
.ch-hd { display: flex; align-items: center; justify-content: space-between; margin-bottom: 16px; flex-wrap: wrap; gap: 8px; }
.ch-ttl { font-family: var(--ff-d); font-size: 15px; font-weight: 700; letter-spacing: 0em; }
.ch-leg { display: flex; gap: 12px; flex-wrap: wrap; }
.ch-li { display: flex; align-items: center; gap: 5px; font-size: 11px; color: var(--text2); font-weight: 500; }
.ch-dot { width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0; }
.ch-w { height: 260px; position: relative; }

/* Milestones */
.ms-card { background: var(--glass); backdrop-filter: blur(16px); border: 1px solid var(--border); border-radius: var(--r-lg); padding: 24px; animation: mIn .4s .1s both; }
.ms-h { font-family: var(--ff-d); font-size: 15px; font-weight: 700; letter-spacing: 0em; margin-bottom: 16px; display: flex; align-items: center; gap: 7px; }
.ms-row { display: flex; gap: 9px; overflow-x: auto; padding-bottom: 5px; scrollbar-width: none; }
.ms-row::-webkit-scrollbar { display: none; }
.ms-chip { flex-shrink: 0; background: var(--glass); border: 1px solid var(--border); border-radius: 12px; padding: 12px 15px; min-width: 124px; text-align: center; transition: all .2s; }
.ms-chip:hover { border-color: var(--blue); transform: translateY(-2px); }
.ms-amt { font-family: var(--ff-d); font-size: 15px; font-weight: 700; color: var(--amber); margin-bottom: 2px; }
.ms-lbl { font-size: 9px; text-transform: uppercase; letter-spacing: .08em; color: var(--text3); font-weight: 700; }
.ms-yr { font-size: 11px; font-weight: 600; color: var(--green); }

/* Action bar */
.act-bar { background: var(--glass); backdrop-filter: blur(16px); border: 1px solid var(--border); border-radius: var(--r-lg); padding: 20px 24px; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; animation: mIn .4s .14s both; }
.act-info h4 { font-family: var(--ff-d); font-size: 14.5px; font-weight: 700; margin-bottom: 2px; letter-spacing: 0em; }
.act-info p { font-size: 12px; color: var(--text2); }
.act-btns { display: flex; gap: 8px; flex-wrap: wrap; }
.act-btn { padding: 9px 18px; border-radius: 30px; font-size: 12.5px; font-weight: 700; border: none; transition: all .2s; display: flex; align-items: center; gap: 6px; }
.btn-dl  { background: linear-gradient(135deg,var(--blue),var(--violet)); color: #fff; box-shadow: 0 4px 14px rgba(79,158,255,.3); }
.btn-dl:hover  { transform: translateY(-2px); box-shadow: 0 7px 22px rgba(79,158,255,.46); }
.btn-pdf { background: linear-gradient(135deg,#991b1b,var(--red)); color: #fff; box-shadow: 0 4px 14px rgba(248,113,113,.28); }
.btn-pdf:hover { transform: translateY(-2px); }
.btn-sv  { background: var(--glass); border: 1.5px solid var(--border); color: var(--text1); }
.btn-sv:hover  { border-color: var(--green); color: var(--green); transform: translateY(-2px); }
.btn-wa  { background: linear-gradient(135deg,#14532d,#22c55e); color: #fff; }
.btn-wa:hover  { transform: translateY(-2px); }

/* ══════════ DASHBOARD ══════════ */
.dash-wrap { max-width: 1320px; margin: 0 auto; padding: 40px 24px 88px; }
.dash-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 32px; flex-wrap: wrap; gap: 16px; }
.dash-h { font-family: var(--ff-d); font-size: clamp(20px,3.5vw,32px); font-weight: 700; letter-spacing: 0em; line-height: 1.35; padding-bottom: 6px; }
.dash-user { display: flex; align-items: center; gap: 12px; }
.dash-av { width: 46px; height: 46px; border-radius: 50%; object-fit: cover; border: 2px solid var(--border); }
.dash-nm { font-family: var(--ff-d); font-size: 15px; font-weight: 700; margin-bottom: 2px; }
.dash-since { font-size: 11px; color: var(--text2); }
.dash-strip { display: grid; grid-template-columns: repeat(auto-fill,minmax(168px,1fr)); gap: 13px; margin-bottom: 28px; }
.ds-card { background: var(--glass); backdrop-filter: blur(16px); border: 1px solid var(--border); border-radius: var(--r); padding: 18px; transition: all .22s; animation: mIn .3s both; }
.ds-card:hover { transform: translateY(-2px); border-color: var(--border-h); }
.ds-lbl { font-size: 9.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--text3); margin-bottom: 6px; }
.ds-val { font-family: var(--ff-d); font-size: 21px; font-weight: 700; letter-spacing: 0em; margin-bottom: 2px; }
.ds-sub { font-size: 10px; color: var(--text3); }
.dash-chart-card { background: var(--glass); backdrop-filter: blur(16px); border: 1px solid var(--border); border-radius: var(--r-lg); padding: 24px; margin-bottom: 22px; animation: mIn .4s .1s both; }
.dash-chart-h { display: flex; align-items: center; justify-content: space-between; margin-bottom: 16px; }
.dash-chart-t { font-family: var(--ff-d); font-size: 16px; font-weight: 700; letter-spacing: 0em; }
.dash-goals-hd { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.dash-goals-t { font-family: var(--ff-d); font-size: 16px; font-weight: 700; letter-spacing: 0em; }
.g-clear { padding: 7px 14px; border-radius: 30px; background: transparent; border: 1px solid rgba(248,113,113,.28); color: var(--red); font-size: 12px; font-weight: 600; transition: all .2s; }
.g-clear:hover { background: rgba(248,113,113,.09); border-color: rgba(248,113,113,.45); }
.g-list { display: flex; flex-direction: column; gap: 11px; }
.g-item { background: var(--glass); backdrop-filter: blur(14px); border: 1px solid var(--border); border-radius: var(--r); padding: 18px 20px; display: grid; grid-template-columns: 1fr auto; gap: 12px; align-items: center; transition: all .2s; animation: mIn .28s both; }
.g-item:hover { border-color: var(--border-h); transform: translateX(3px); }
.g-nm { font-family: var(--ff-d); font-size: 14.5px; font-weight: 700; letter-spacing: 0em; margin-bottom: 4px; }
.g-meta { display: flex; gap: 8px; flex-wrap: wrap; align-items: center; }
.g-tag { font-size: 9.5px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; padding: 2px 7px; border-radius: 5px; background: var(--glass); border: 1px solid var(--border); color: var(--text2); }
.g-date { font-size: 10px; color: var(--text3); }
.g-del { font-size: 10.5px; color: var(--text3); cursor: pointer; margin-top: 4px; display: inline-flex; align-items: center; gap: 3px; transition: color .18s; }
.g-del:hover { color: var(--red); }
.g-val { font-family: var(--ff-d); font-size: 20px; font-weight: 800; letter-spacing: 0em; text-align: right; }
.g-key { font-size: 10px; color: var(--text3); text-align: right; margin-top: 2px; }
.g-launch { font-size: 11px; color: var(--blue); cursor: pointer; display: inline-flex; align-items: center; gap: 3px; margin-top: 3px; transition: opacity .2s; }
.g-launch:hover { opacity: .7; }
.g-empty { background: var(--glass); backdrop-filter: blur(14px); border: 1.5px dashed var(--border); border-radius: var(--r-lg); padding: 60px 24px; text-align: center; }
.g-empty-i { font-size: 48px; margin-bottom: 14px; opacity: .32; }
.g-empty p { font-size: 14px; color: var(--text2); line-height: 1.6; }
.dash-locked { background: var(--glass); backdrop-filter: blur(16px); border: 1.5px dashed var(--border); border-radius: var(--r-lg); padding: 80px 24px; text-align: center; }
.dash-locked-i { font-size: 56px; margin-bottom: 18px; opacity: .4; }
.dash-locked h3 { font-family: var(--ff-d); font-size: 22px; font-weight: 700; margin-bottom: 10px; }
.dash-locked p { font-size: 14px; color: var(--text2); max-width: 380px; margin: 0 auto 24px; line-height: 1.7; }

/* ══════════ SEO PAGES ══════════ */
.seo-wrap { max-width: 860px; margin: 0 auto; padding: 52px 24px 88px; }
.seo-pill { display: inline-flex; align-items: center; gap: 6px; padding: 4px 13px; border-radius: 20px; background: rgba(79,158,255,.1); border: 1px solid rgba(79,158,255,.22); color: var(--blue); font-size: 10.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; margin-bottom: 16px; }
.seo-h { font-family: var(--ff-d); font-size: clamp(24px,4.5vw,46px); font-weight: 700; letter-spacing: 0em; line-height: 1.35; margin-bottom: 16px; padding-bottom: 6px; }
.seo-lead { font-size: 16px; color: var(--text2); line-height: 1.82; margin-bottom: 36px; max-width: 720px; }
.seo-article { font-size: 15px; color: var(--text2); line-height: 1.88; }
.seo-article h3 { font-family: var(--ff-d); font-size: 20px; font-weight: 700; color: var(--text1); margin: 32px 0 12px; letter-spacing: 0em; }
.seo-article p { margin-bottom: 16px; }
.seo-article ul { padding-left: 20px; list-style: disc; margin-bottom: 16px; }
.seo-article ul li { margin-bottom: 7px; }
.seo-article strong { color: var(--text1); font-weight: 700; }
.seo-article .highlight-box { background: var(--glass); backdrop-filter: blur(14px); border: 1px solid var(--border); border-radius: var(--r); padding: 20px 22px; margin: 20px 0; border-left: 3px solid var(--blue); }
.seo-calc-embed { background: var(--glass); backdrop-filter: blur(18px); border: 1px solid var(--border); border-radius: var(--r-lg); padding: 26px; margin: 32px 0; }
.seo-calc-ttl { font-family: var(--ff-d); font-size: 16px; font-weight: 700; letter-spacing: 0em; margin-bottom: 18px; display: flex; align-items: center; gap: 8px; }
.seo-related { margin-top: 52px; }
.seo-related h3 { font-family: var(--ff-d); font-size: 18px; font-weight: 700; margin-bottom: 16px; }
.seo-related-grid { display: grid; grid-template-columns: repeat(auto-fill,minmax(200px,1fr)); gap: 12px; }
.seo-rel-card { background: var(--glass); backdrop-filter: blur(14px); border: 1px solid var(--border); border-radius: var(--r); padding: 16px; cursor: pointer; transition: all .22s; }
.seo-rel-card:hover { transform: translateY(-3px); border-color: var(--border-h); }
.seo-rel-em { font-size: 20px; margin-bottom: 6px; }
.seo-rel-h { font-family: var(--ff-d); font-size: 13px; font-weight: 700; margin-bottom: 3px; }
.seo-rel-p { font-size: 11px; color: var(--text2); line-height: 1.5; }

/* ══════════ ABOUT ══════════ */
.about-w { max-width: 960px; margin: 0 auto; padding: 52px 24px 88px; }
.ab-hero { text-align: center; margin-bottom: 56px; }
.ab-h { font-family: var(--ff-d); font-size: clamp(26px,4.5vw,48px); font-weight: 700; letter-spacing: 0em; line-height: 1.35; padding-bottom: 6px; margin-bottom: 14px; }
.ab-h span { background: linear-gradient(125deg,var(--blue),var(--violet)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.ab-p { font-size: 16px; color: var(--text2); line-height: 1.8; max-width: 560px; margin: 0 auto; }
.ft-grid { display: grid; grid-template-columns: repeat(auto-fill,minmax(200px,1fr)); gap: 14px; margin-bottom: 52px; }
.ft-c { background: var(--glass); backdrop-filter: blur(14px); border: 1px solid var(--border); border-radius: var(--r); padding: 22px 18px; text-align: center; transition: all .2s; }
.ft-c:hover { transform: translateY(-3px); border-color: var(--border-h); }
.ft-i { font-size: 28px; margin-bottom: 10px; }
.ft-h { font-family: var(--ff-d); font-size: 14px; font-weight: 700; margin-bottom: 6px; }
.ft-p { font-size: 11.5px; color: var(--text2); line-height: 1.6; }
.fm-h { font-family: var(--ff-d); font-size: 20px; font-weight: 700; letter-spacing: 0em; margin-bottom: 16px; }
.fm-grid { display: grid; grid-template-columns: repeat(auto-fill,minmax(230px,1fr)); gap: 12px; }
.fm-c { background: var(--glass); backdrop-filter: blur(12px); border: 1px solid var(--border); border-radius: var(--r); padding: 16px; }
.fm-name { font-size: 10.5px; font-weight: 700; color: var(--blue); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 6px; }
.fm-eq { font-family: 'Courier New',monospace; font-size: 10.5px; background: rgba(79,158,255,.07); border: 1px solid rgba(79,158,255,.14); border-radius: 6px; padding: 6px 10px; color: var(--green); margin-bottom: 6px; word-break: break-all; line-height: 1.6; }
.fm-d { font-size: 11px; color: var(--text2); line-height: 1.5; }

/* ══════════ FOOTER ══════════ */
.footer { background: rgba(2,8,23,.52); backdrop-filter: blur(20px); border-top: 1px solid var(--border); padding: 32px 24px; position: relative; z-index: 2; margin-top: auto; }
[data-theme="light"] .footer { background: rgba(240,244,255,.65); }
.foot-in { max-width: 1320px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 16px; }
.foot-brand { display: flex; align-items: center; gap: 8px; font-family: var(--ff-d); font-size: 14.5px; font-weight: 700; }
.foot-center { text-align: center; flex: 1; }
.foot-tag { font-size: 12px; color: var(--text2); font-weight: 500; }
.foot-disc { font-size: 10.5px; color: var(--text3); margin-top: 2px; }
.foot-r { font-size: 11px; color: var(--text3); text-align: right; }

/* ══════════ TOAST ══════════ */
.toast { position: fixed; bottom: 24px; left: 50%; transform: translateX(-50%) translateY(14px); background: var(--glass-s); backdrop-filter: blur(22px); border: 1px solid var(--border); border-radius: 30px; padding: 10px 18px; font-size: 13px; font-weight: 600; color: var(--text1); z-index: 9999; opacity: 0; pointer-events: none; white-space: nowrap; transition: all .26s var(--ease); box-shadow: 0 7px 26px rgba(0,0,0,.26); }
.toast.show { opacity: 1; transform: translateX(-50%) translateY(0); }

/* ══════════ RESPONSIVE ══════════ */
@media(max-width:1080px) { .d-body { grid-template-columns: 310px 1fr; } }
@media(max-width:860px) {
  .d-body { grid-template-columns: 1fr; }
  .inp-panel { position: static; }
  .hamburger { display: flex; }
  .nav-links { display: none; }
  .nav-links.mob { display: flex; flex-direction: column; position: fixed; top: var(--nav-h); left: 0; right: 0; background: var(--bg2); border-bottom: 1px solid var(--border); padding: 12px; gap: 3px; z-index: 490; animation: ddSlide .2s ease; }
  .nl { padding: 10px 14px; border-radius: 10px; }
  .auth-btn span:last-child { display: none; }
}
@media(max-width:580px) {
  .m-grid { grid-template-columns: 1fr 1fr; }
  .hero-stats { gap: 16px; }
  .act-bar { flex-direction: column; }
  .dash-strip { grid-template-columns: 1fr 1fr; }
}
@media(max-width:400px) {
  .m-grid { grid-template-columns: 1fr; }
  .detail-wrap, .dash-wrap, .seo-wrap, .about-w { padding-left: 14px; padding-right: 14px; }
}

/* Select dropdowns in input panels */
.f-in[type=text], select.f-in {
  appearance: none; -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236b82a8' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 34px !important;
  cursor: pointer;
}
select.f-in option { background: var(--bg2); color: var(--text1); }

/* Tax config note banner */
.config-note {
  font-size: 11px; color: var(--text3); padding: 8px 12px;
  background: var(--glass); border: 1px solid var(--border);
  border-radius: 8px; margin-top: 10px;
  display: flex; align-items: center; gap: 6px;
}
.config-note a { color: var(--blue); text-decoration: underline; }

/* Step-up SIP extra chart line */
.ch-li.dashed .ch-dot { background: none !important; border: 2px dashed currentColor; border-radius: 0; width: 12px; height: 4px; }

/* Print */
@media print {
  .nav, .footer, .act-bar, .onboard-overlay, .toast { display: none !important; }
  .page.on { padding-top: 0; }
  .d-body { grid-template-columns: 1fr; }
  .inp-panel { display: none; }
  body { background: #fff; color: #000; }
}